The Generous Benefits Podcast

Understanding Hospital Billing

Today, we’re demystifying hospital billing with Dr. Kevin Stevenson, a board-certified healthcare executive that has led strategic operations in multiple health systems bringing a broad view of how hospitals actually function.
In this episode, Kevin breaks down how pricing and payments really flow and shares practical ways employers can work with hospitals to improve cost, access, and the member experience.

Beyond Profit: Cash Flow, Capacity, and Culture

On this episode of the Generous Benefits Podcast, host Amanda Brummitt sits down with Sean Healy, founder of Accounted4, to untangle a question every owner asks: “Am I actually making money?” Sean explains why profit ≠ cash flow, how to build forward-looking projections (not backward-looking reports), and where most companies leak dollars in labor and benefits—the true cost of a team. We also dig into aligning benefits with budget and employee expectations, the culture habits that expand capacity, and a simple cadence for turning mistakes into momentum.
You’ll learn:
Why you can show a profit and still struggle with payroll—and how to fix the cash flow gap
The must-have planning trio: written goals, clean data, practical projections
How to see labor as total compensation (wages + benefits) and budget accordingly
Ways HR and Finance can partner to reduce waste and improve employee experience
Common benefits missteps (and quick education wins that boost perceived value)
Who this is for: CEOs, CFOs, and HR leaders who want people-first benefits that support a healthier bottom line.
Resources:Accounted4: https://accounted4llc.com/LinkedIn (Company): https://www.linkedin.com/company/accounted4-llcLinkedIn (Sean Healy): https://www.linkedin.com/in/healysean/

Value of Direct Primary Care

In this episode Amanda Brummitt speaks with Beth Holmes, Vice President of Hint Connect, to explain Direct Primary Care (DPC): how it differs from traditional primary care, why it’s growing, and what it offers patients and employers.
They discuss how DPC pairs with existing health plans, expected cost and utilization impacts, and practical rollout advice including budgeting, employer contributions, communication strategies, and common pitfalls to avoid.

Build Stronger Teams: Retention and Workforce Stabilization

Host Amanda Brummitt interviews Miranda Haggerty of Haggerty Solutions about practical, actionable strategies employers can use to reduce turnover, increase engagement, and stabilize their workforces.
They discuss diagnosing turnover with anonymous feedback, the importance of pay, benefits, trust, and clear communication, plus simple fixes employers can implement immediately.To follow Miranda's series of anonymous interviews with healthcare workers, follower her on LinkedIn at https://www.linkedin.com/in/mirandahaggerty/. 

Kickbacks, Rebates & Red Flags: Sniffing Out Shady Deals in Benefits

Welcome to the Generous Benefits Podcast with Amanda Brummitt and guest Bret Brummitt, discussing how to detect undisclosed kickbacks, murky revenue sharing, and other shady financial arrangements in benefits. They explain the difference between legal revenue shares and unethical kickbacks, outline common red flags (perpetual payments, secret rebates, per-script pay, aggressive product pushes), and cover problematic models like undisclosed PBM rebates and uncapped shared-savings fees. The episode gives practical advice: request full disclosure of direct and indirect compensation, have regular compensation conversations outside renewal season, and watch for evasive responses from advisors.

Responsible Benefits Practices to Reduce Risk of Regulator Scrutiny

In this episode Amanda Brummitt speaks with ERISA attorney Lori Oliphant about the top compliance missteps employers make with retirement and health plans. They cover the importance of accurate plan documents, careful claims procedures for self-insured plans, eligibility rules, non-discrimination testing, controlled groups, stop-loss implications, and the risks of multiple employer welfare arrangements.
The conversation ends with practical advice: review and update plan documents annually, document claims decisions and exceptions, keep written records of questions and vendor responses, run non-discrimination testing, and consult counsel when in doubt to protect participants and reduce risk.
 
Find Lori at https://www.steptoe-johnson.com/bio/lori-t-oliphant/.

What Your Broker Isn’t Telling You

Amanda Brummitt interviews Tom DeLiegro of Vero Advising about the hidden incentives and black boxes in employee benefits, including undisclosed broker compensation and percent‑of‑savings pitfalls. Learn practical questions to ask your broker, how to get a respectful second opinion, and what transparency to demand to protect your employees and budget.

Compliance Items Too Easy to Skip: POP Docs, COBRA & Medicare Part D

On this episode Bret Brummitt breaks down easily overlooked benefits compliance items—POP (Section 125) plan documents, COBRA administration, and Medicare Part D creditable coverage notices—explaining what they are, why they matter, and common employer mistakes.
Bret outlines practical steps to fix gaps, how vendors and brokers can help, and other quick compliance items to track (Form 5500, PCORI fees, RxDC reporting, gag-clause attestations). Tune in for actionable, low-cost ways to reduce risk and protect employees and employers.

Final Rates

In this episode Amanda Brummitt and health insurance industry expert Beverly Norman break down the difference between illustrative, conditional and final rates, and explain small-group funding options like fully insured and level-funded plans. Beverly covers how underwriting and pharmacy data influence quoted rates, why accurate census information matters, and what can change between firm quotes and final rates.
Practical tips include starting the renewal process early, clearly communicating with employees about who will enroll, and understanding carrier thresholds that can trigger rate adjustments — all to avoid surprises at final enrollment.

Why Insurance Premiums Keep Rising

Welcome to the Generous Benefits Podcast, where we help employers create meaningful people-first benefits that make a real impact. Join host Amanda Brummitt and special guest Bret Brummitt, founder of Generous Benefits, as they dive into the complexities of rising insurance premiums.
Discover the factors driving these increases and explore actionable strategies to manage costs effectively. From understanding the impact of healthcare market dynamics to leveraging innovative solutions, this episode provides valuable insights for employers looking to build sustainable and affordable benefit plans. Don't miss this opportunity to take control of healthcare expenses and benefit your team.